Private Healthcare: Supplementing Employee Benefit Packages

Private healthcare is becoming an increasingly popular addition to the benefits packages offered by employers. Through it, employees have access to faster consultations, tests, and treatment, which positively impact their health and work efficiency. Choosing the right healthcare provider and tailoring the offer to individual employee needs is crucial. Private healthcare serves as a valuable addition to employee benefits that can contribute to increased satisfaction and engagement.

In addition to enrollment in mandatory health insurance, which allows for the use of public healthcare services, employers may offer employees access to private healthcare. To do this, it is necessary to select an appropriate provider of such services and contact them to prepare an offer tailored to individual needs and expectations, and then conclude a service agreement. This solution guarantees the possibility of using numerous facilities, specialist clinics, and diagnostics, thus serving as an additional benefit for employees.

An employer may decide on partial or full participation in the costs of private healthcare for employees. However, it should be noted that subsidizing part of the costs borne by the employer is a non-cash benefit and constitutes the employee’s taxable income, forming the basis for taxation and ZUS contributions calculation. Additionally, in case the employee bears any cost of healthcare, it is necessary to obtain consent to make monthly deductions from the salary for participation in the medical program.